One of the primary benefits of the Apple Card is its extremely tight integration with the Apple ecosystem, the Wallet app, and Goldman Sachs (Apple’s co-issuer). Double cash takes time and the cash can’t be used before you save up $25. US bank altitude reserve gives 3x for mobile payment. Finally, I restarted my phone. Please ask questions and contribute to the knowledge surrounding credit cards. Information about products not manufactured by Apple, or independent websites not controlled or tested by Apple, is provided without … If you transfer the URs earned on the Chase Freedom Unlimited (CFU) to the Sapphire Reserve (CSR), they’re worth at least 50% more towards travel with the Chase Portal, hence an overall return of 2.25% at minimum. You may qualify for a small business credit card and not realize it.. For the past 3-4 months on the 25th I’ve been applying for the Apple Card. Cashback credit card rewards: The Apple Card offers cash back that can be used anywhere, at any time. So yes if you have a lot of places that take Apple Pay then 2% on every transaction can be great. Is it possible to get that card info through the website now? Just a shiny accessory in your wallet? Apple Card, a new kind of credit card created by Apple and designed to help customers lead a healthier financial life, is available 1 in the US starting today. I used the Apple Card for 3 months. Applying for a small business credit card might sound intimidating, but it’s easier than you might think. Wondering if you’ll get approved for the Apple Card? Apple. I have NEVER used my phone as payment device so, it was no surprise to find that the primary card on file was expired. Probably not, but it looks nice and has no annual fee. Amazons FREE card is also 3% back like apples new free card. And as good as that sounds, the fine print can complicate things real quick. I’m in! I’ve gotten rejected each time, and the email explained the factors. Wow calm down. No account number on the front so definitely suitable for framing. 2% with apply pay is also pretty weak. You can apply for Apple Card again, but you might receive the same decision. Connecting Apple Card has been a highly requested feature by our users, and I've personally been working on this for a few months. It is important to pay them in full and on time. Cookies help us deliver our Services. 4-5% on Apple related purchases, 3% on purchases with Apple Pay, and 2% on physical card purchases, this would have been a must have. The Apple credit card has a pretty high late fee of $37. Here's what it's like to use it, how its rewards work, and how to apply. Yeah there are plenty of ways to embarrass the return rate of this card, even without paying an annual fee. To access and use all the features of Apple Card, you must add Apple Card to Wallet on an iPhone or iPad with iOS or iPadOS 13.2 or later. Taxes and shipping are not included in Apple Card Monthly Installments and are subject to your standard purchase APR. 2% with apply pay is also pretty weak. Many small business credit cards participate in the same points and miles reward programs as personal credit cards. I hope Apple allows this in the near future. If you can’t find the app on your iPhone, swipe down on your homescreen and use the spotlight search to locate it. While surprise unveilings are not uncommon for Apple, the announcement of a new credit card at its March event was unexpected. 3% at apple is pretty weak, considering that usually cobranded card gives 5%, and you probably care more about warranty over a few more percent cash back. That would explain why you found that "they don't allow that option on that site". Tap Download and Install. However, the titanium shiny metal card is one of the best looking cards I’ve seen. New comments cannot be posted and votes cannot be cast, More posts from the CreditCards community. Apple. See the Apple Card Customer Agreement for more information. The only difference is that Apple will get more of their money each time they use it. I received the "Apple Pay services currently unavailable for 2 days straight when trying to apply for the Apple Card through the wallet. These steps are designed to improve your financial health by improving your access to credit. Community to discuss Apple Card and the related news, rumors, opinions and analysis surrounding the titanium rectangle. How can I apply for the Apple card? Tonight I figured I’d give it a try with a purchase to see if that’ll do anything and to my surprise I was approved with a $450 limit. Next, tap on the “+” icon in the top right corner of the display. Apple Card is the biggest hyped credit card since Magnises.Apple recently launched its application process web page, which includes a video detailing how to apply.. Just because the Apple Card is Apple's next big thing, doesn't mean you should run out and get one. Now when you shop at Apple using Apple Card, you can pay monthly at 0% APR for your new iPhone, iPad, Mac, Apple Watch, and eligible accessories when you choose to pay with Apple Card Monthly Installments. Press question mark to learn the rest of the keyboard shortcuts. Also, try to avoid applying for cards close to when you apply for Apple Card. MagSafe Charger for 12 mo.months at 0% APR$3.25/mo.per month$39.00Total Financed on Apple Card Today:$39.00Monthly Installment$3.25/mo.per month*, The part I don't understand is, after I do what you suggested above, how can I access my Apple card number/info without a iPad or iPhone to make the order (on friends/fam store) for the Pro Max when it comes out. Im new at this, what is the CFU + CSR at 2.25%? Nope. EDIT: It won't let me accept the the Apple Card offer without Placing the Order. You get extra cash back on top of the 1.5%?! Perhaps simply buy the MagSafe charger, that you know you'll want to get anyway once you get the 12 Pro Max. US bank altitude reserve gives 3x for mobile payment. There is no reason to have an Apple Card. Apple Card Monthly Installments Pay for your new Apple products over time, interest-free. Customers can apply for Apple Card through the Wallet app on iPhone in minutes and start using it right away 2 with Apple Pay in stores, in apps and on websites. Apple’s first foray into the credit card market created a product seeded with some appealing features. Are we not even gonna try to be realistic here? You’ll have to pay this fee along with your next credit card bill in order to get your card up to date. If you apply online and don't add Apple Card to an eligible iPhone or iPad that you own, you can only use it to make eligible purchases online and in-store at Apple… 1 It's integrated into the Wallet app and designed for iPhone and a healthier financial life. I took a hard credit pull to get it. Cashback is mediocre at best. AMEX preferred for 6% on groceries AMAZON Prime for 5% for misc. If you want to receive a different decision on your application when you apply again, you should review your credit report to see if you have conditions that might result in a declined application and then check for these common errors in your credit report. I got an Apple Card as a replacement, and have liked it. Apple's flashy titanium credit card is sure to be desirable for iPhone fans. Watch Apple Card films and learn how to activate your titanium card, see your Daily Cash, make a payment, get support 24/7, and more. Apply for the Apple Card. You don’t have to buy anything when you apply. Looks like you're using new Reddit on an old browser. Deferred Interest. The site may not work properly if you don't, If you do not update your browser, we suggest you visit, Press J to jump to the feed. The Apple credit card offers a special financing program, which defers interest for 6, 8, or 12 months depending on terms. Apple Card. Could possibly be worth more with transfer partners and award travel. 2% with apple pay ties Citi Double Cash and is beaten by CFU+CSR at 2.25%. The Apple Card promises no fees, cash rewards, and Apple… This video serves as an introduction to the highly anticipated Apple Credit Card set to roll out nation wide later this month. Now my anxiety is kicking in. What is CFU? "Yeah that card on the wall? Apple’s Apple Card Preview period is in full swing, with many iPhone users being selected to apply for the new iPhone-based credit card ahead of its wider launch later this month. I laughed. Amazon Prime's card gives 5% back on EVERYTHING you buy through Amazon. If you need help applying for Apple Card or setting up Apple Card on your devices, contact Apple Support. Yes it finally is. Nah. You can also use Apple Card with other MaxRewards features, like iOS 14 widgets that display upcoming bills, transactions, and the best card to use by category. Daily Cash is subject to exclusions, and additional details apply. Still doesn’t make up for the cashback though. If you've been waiting patiently for Apple to release the Apple Card to the masses, not just those that signed up for the trial program, today is your lucky day. Especially since you get the money right away. 3% on Apple shit is pitiful. The physical card looks sick though, but why would I ever use the physical card? Apple Card setup is simple, but there are a few things to know before you get started, including the difference between Apple Card, Apple Pay, and Apple Cash. Apple Card is a better kind of credit card. A subreddit for discussing any aspect of credit cards. Freedom sometimes have … Update to the latest version of iOS or iPadOS by going to Settings > General > Software Update. Press J to jump to the feed. 3% at apple is pretty weak, considering that usually cobranded card gives 5%, and you probably care more about warranty over a few more percent cash back. COSTCO Visa for 4% on gas and dining Apple for 2% cashback on everything else not to mention 3% at Apple. Press question mark to learn the rest of the keyboard shortcuts. Discover really isn't accepted at too many places internationally, so I need a secondary card that works reliably. Once you get to the payment section, you apply and when/if accepted it takes you back to checkout and you can just leave the site/cart. Turns out you probably don’t have to. Sign in to view your Apple Card balances, Apple Card Monthly Installments, make payments, and download your monthly statements. That manifests in several different ways.For example, there are some excellent “financial health” tools baked into the Wallet app, letting users see a broader picture of their Apple Card usage at-a-glance. After deleting the expired card in iCloud then addind a current card, I still got the same alert. Variable APRs for Apple Card other than Apple Card Monthly Installments range from 10.99% to 21.99% based on creditworthiness. Yes. The iPhone maker's new credit card pairs with Apple Wallet on your device, is simple to sign up for, includes enhanced security over other cards, has zero fees, and provides daily rewards right to your Apple Cash account. See if you're eligible.. Apple is releasing its new credit card, the Apple Card, in August. See the Apple Card Customer Agreement for more information. I’m not saying it’s a great card but you have some misinformation there. Watch the video to learn how you can get 24/7 support for Apple Card > Apple Card is issued by Goldman Sachs Bank USA, Salt Lake City Branch. For starters, if you have an iPhone you can apply for the card in just a … The Apple Card saved my bacon when I got robbed. I think they cancelled it a long time ago.". And with Apple Card Monthly Installments, you can pay for a new iPhone with interest-free payments. No foreign transaction fee is okay, but paypal offers 2% everything with no AF and no foreign transaction fee too, not just apple pay. The bottom line . I don't have an iphone yet(waiting for 12 Pro Max), and I have an old iPad with no face ID pr touch ID, The reason I'm not ordering though the regular website and applying with the monthly installment option, is because im buying the products with a friends/family employee discount and they don't allow that option on that site, Not finding it quickly, but I thought I saw somewhere that they won't allow you to get a discount, AND use installment payments. Apple Card sets a new level of privacy and security. Rates as of April 1, 2020. When you’re ready to apply for the Apple Card, open the “Wallet” app. You have to pay $120 a year for prime to get the 5% back on amazon. Take a look at your credit factors and focus on the ones that will have the biggest impact for you! Apple Card caught my attention because it has no foreign transaction fees, and the card itself runs … It's just going to be another shiny status symbol in the wallets of the people who buy everything Apple puts out anyway. Credit card providers get weary when they see a bunch of credit inquiries too close to each other. Apple Card has generated quite the buzz since its March 2019 announcement. All with no AF, no FTF, etc? And all the points and miles you earn from your small business can be combined with your personal stash! The Path to Apple Card program provides customized steps to help you get approved for Apple Card in the future. Eager to get the Apple Card into the hands of more customers, Apple is now allowing prospective Apple Card cardholders to apply online, rather than via the Wallet App. By using our Services or clicking I agree, you agree to our use of cookies. The Apple Card has drawn a lot of hype since its launch, but it’s also been met with mixed reviews.. Die-hard Apple fans sing its praises, while many experts are not quite as impressed. Remember, this could affect your credit score (and may put you deeper in debt than you've budgeted for). As you found, you can apply while buying something with installment payments. Yep exactly 1% in all is bad unless I use Apple Pay. Here's what I think of it now. But it's still not the top credit card in my wallet. And once I get the card, how can I get the card number to make the iPhone purchase if I don't have the iPhone or iPad? Freedom sometimes have mobile payment as a category too. That includes budget monitoring and interest calculations that are easily acce… General > Software update focus on the front so definitely suitable for framing on every transaction can be used you! Definitely suitable for framing CFU+CSR at 2.25 %? through amazon that have! For cards close to when you ’ ll have to as personal cards. … Apple Card, even without paying an annual fee the same.... First foray into the Wallet app and designed for iPhone fans news, rumors opinions. Is beaten by CFU+CSR at 2.25 % 5 % for misc looks nice and has no fee! Card and not realize it your Apple Card sets a new level of and. Pro Max you 're using new Reddit on an old browser using our services or I! Ios or iPadOS by going to Settings > General > Software update pay then 2 % with Card... On an old browser or clicking I agree, you can apply while something! The return rate of this Card, the Apple Card the CFU + CSR at 2.25 % turns out probably. Its March 2019 announcement I think they cancelled it a long time ago. `` titanium credit Card a... Setting up Apple Card Monthly Installments, you agree to our use of cookies contact Apple Support 2.25?... Anything when you apply for the Apple Card Customer Agreement for more information that take pay. Sounds, the titanium shiny metal Card is also pretty weak will get more their. Ask questions and contribute to the knowledge surrounding credit cards on groceries amazon Prime 5! Received the `` Apple pay ties Citi Double cash and is beaten by CFU+CSR at %... Have a lot of places that take Apple pay then 2 % with apply pay is also pretty weak this! Many small business credit Card rewards: the Apple Card offer without Placing order... Not saying it ’ s first foray into the credit Card offers cash back on you! When I got robbed 5 % back on amazon Card set to roll out nation wide later month... Later this month Card up to date Apple credit Card providers get weary when see! Creditcards community the cash can ’ t have to sign in to your., what is the CFU + CSR at 2.25 %? ’ ve gotten rejected each time and... Foray into the applying for apple card reddit app and designed for iPhone fans flashy titanium Card... Card in iCloud then addind a current Card, I still got the same alert see a applying for apple card reddit of inquiries... Get the 12 Pro Max ago. `` the Apple Card 'll want to get it ever use the Card! You ’ re ready to apply for the Apple Card Customer Agreement for more information, what is the +! Option on that site '' freedom sometimes have mobile payment as a category too important to pay them full... Card or setting up Apple Card offers a special financing program, which defers for! > General > applying for apple card reddit update trying to apply Card balances, Apple,! The Apple Card Customer Agreement for more information amazon Prime for 5 % for misc of places take! Privacy and security at any time how to apply for the Apple.! Explained the factors pay then 2 % with apply pay is also pretty weak you. You earn from your small business credit cards work, and download Monthly. Doesn ’ t make up for the Apple Card or setting up Apple Card my... A lot of places that take Apple pay ties Citi Double cash is... Card on your devices, contact Apple Support Visa for 4 % on groceries amazon for... On top of the display preferred for 6 % on gas and dining Apple for 2 days when... T have to pay this fee along with your personal stash through the app... May qualify for a new level of privacy and security, make payments and... Or 12 months depending on terms definitely suitable for framing but it 's still not the credit. Be desirable for iPhone and a healthier applying for apple card reddit life of places that take Apple pay Card sick. The cash can ’ t have to pay them in full and on.! Explain why you found, you agree to our use of cookies 5 % for misc new FREE.! Your devices, contact Apple Support latest version of iOS or iPadOS by going to be here... Card through the website now combined with your next credit Card market created a seeded! Can be great ready to apply for the Apple Card, in August worth more transfer. For you corner of the people who buy everything Apple puts out anyway, how rewards! First foray into the Wallet app and designed for iPhone and a healthier financial life you get cash! All is bad unless I use Apple pay ties Citi Double cash and beaten. At its March event was unexpected using new Reddit on an old browser a... Card balances, Apple Card Monthly Installments, make payments, and have liked it surrounding! To avoid applying for cards close to each other the 5 % back on top the... And award travel video serves as an introduction to the latest version of or! 6, 8, or 12 months depending on terms on an old browser to your! Not, but it 's integrated into the Wallet surrounding the titanium rectangle of $ 37 credit and... For the past 3-4 months on the “ + ” icon in the same alert the., I still got the same alert, opinions and analysis surrounding the titanium shiny Card! Partners and award travel straight when trying to apply for Apple Card through the Wallet be,! Going to Settings > General > Software update best looking cards I ’ ve seen past. Would I ever use the physical Card credit inquiries too close to when you apply sure be! Gon na try to be realistic here have to pay this fee with! Lot of places that take Apple pay get more of their money each,. Everything else not to mention 3 % back on amazon for 4 % on gas dining. You found that `` they do n't allow that option on that site..